SouthFirst Bank Deposit Products
Basic Checking Account
- Minimum to open $50.00
- Monthly Service Charge $2.99
- No Minimum Balance Required
- Monthly Image Statement
- Free Checks
- No Monthly Service Charge for Senior Citizens* and Students**
* Age 55 or Older
** Documents Required Annually to prove Student Status.
First “Freebee”
- Minimum to open $50.00
- No Monthly Service Charge
- No Minimum Balance
- Truncated Statements*
- Free Checks**
- Free ATM Usage***
- Free Notary Service
* No Check or Images in Monthly Statement
** First Order of Checks Free
*** Customer must submit receipts by 10th of the following month and can only submit receipts once a month.
Advantage Plus
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Individuals and Non-Profit Entities Only
- Minimum to Open $50.00
- Monthly service charge $8.00 if balance drops below $5,000.00 anytime during the statement cycle month
- No Monthly Service Charge if Maintain a Balance of $5,000.00 or above
- Interest Bearing
- Rates Based on Balance Tiers
- Unlimited Check Writing
- Free Debit Card
- Free Internet Banking
- Free Telephone Banking
Now Account
- Minimum to Open $250.00
- Monthly Service Charge $10.00 if balance drops below $250.00 anytime during the statement cycle month
- No Monthly Service Charge if Maintain Balance of $250.00 or above
- Interest Bearing
- Monthly Image Statement
Solid Gold Checking Account
For those 40 & older
- Minimum to open $350.00
- Monthly service charge $15.00 if balance drops below $300.00 anytime during the statement cycle month
- No Monthly Service Charge if Maintain a Balance of $300.00 or above
- Interest Bearing
- Free personalized checks*
- Free travelers checks
- Free Cashier's Checks
- Free Notary Service
- Monthly Image Statement
* Free SouthFirst Bank approved Solid Gold account checks.
First Money Market Account
- Minimum to Open $2,500.00
- Monthly service charge $12.00 if balance drops below $2,500.00 anytime during the statement cycle month
- No Monthly Service Charge if Maintain a Balance of $2,500.00 or above
- Maximum of 6 Preauthorized Debits per Statement Period
- Free First Money Checks
- Free Safe Deposit Box Rental for First Year and 25% Discount after First Year*
- Qualify for Higher CD Rate (.25%)
- Qualify for Discount on Loans**
- Monthly Image Statements
- Free Cashier's Checks
- Free Notary Service
- Free Traveler's Checks
- Interest Bearing
- Rates Based on Balance Tiers
* Subject to availability
** Mortgage Loans Only Closing Cost $250.00
Statement Savings
- Minimum to Open $100.00
- $100.00 Minimum Balance to Earn Interest
- Two Withdrawals per Calendar Month Free
- Each Additional Withdrawal $2.00 each
- Interest Compounded Quarterly
AllSports Savings Account
For 18 Years Old and Younger
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- No Minimum to Open
- No Minimum to Earn Interest
- One Withdrawal Per Month Free
- Each Additional Withdrawal $2.00 each
- Interest Compounded Quarterly
Christmas Club Savings Account
- No Minimum to Open
- No Minimum to Earn Interest
- Interest Paid at Annual Maturity
- Check Mailed at Maturity
Certificates of Deposit
We offer many different terms to meet your savings needs.
Term | Minimum Deposit |
---|---|
3 Month | $500.00 |
6 Month | $500.00 |
12 Month | $500.00 |
18 Month | $500.00 |
24 Month | $500.00 |
30 Month | $500.00 |
48 Month | $500.00 |
60 Month | $500.00 |
Individual Retirement Accounts
Let us help you meet your retirement savings goals with one of the following accounts.
Term | Minimum Deposit |
---|---|
12 Month Traditional or Roth Account | $500.00 |
18 Month Traditional or Roth Account | $500.00 |
24 Month Traditional or Roth Account | $500.00 |
60 Month Traditional Account | $500.00 |
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Please call one of our Branch Representatives for information on CD specials.