SouthFirst Bank Deposit Products

Basic Checking Account

  • Minimum to open $50.00
  • Monthly Service Charge $2.99
  • No Minimum Balance Required
  • Monthly Image Statement
  • Free Checks
  • No Monthly Service Charge for Senior Citizens* and Students**

* Age 55 or Older
** Documents Required Annually to prove Student Status.

First “Freebee”

  • Minimum to open $50.00
  • No Monthly Service Charge
  • No Minimum Balance
  • Truncated Statements*
  • Free Checks**
  • Free ATM Usage***
  • Free Notary Service

* No Check or Images in Monthly Statement
** First Order of Checks Free
*** Customer must submit receipts by 10th of the following month and can only submit receipts once a month.

Advantage Plus

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 Individuals and Non-Profit Entities Only

  • Minimum to Open $50.00
  • Monthly service charge $8.00 if balance drops below $5,000.00 anytime during the statement cycle month
  • No Monthly Service Charge if Maintain a Balance of $5,000.00 or above
  • Interest Bearing
  • Rates Based on Balance Tiers
  • Unlimited Check Writing
  • Free Debit Card
  • Free Internet Banking
  • Free Telephone Banking 

Now Account

  • Minimum to Open $250.00
  • Monthly Service Charge $10.00 if balance drops below $250.00 anytime during the statement cycle month
  • No Monthly Service Charge if Maintain Balance of $250.00 or above
  • Interest Bearing
  • Monthly Image Statement

Solid Gold Checking Account 

For those 40 & older

  • Minimum to open $350.00
  • Monthly service charge $15.00 if balance drops below $300.00 anytime during the statement cycle month
  • No Monthly Service Charge if Maintain a Balance of $300.00 or above
  • Interest Bearing
  • Free personalized checks*
  • Free travelers checks
  • Free Cashier's Checks
  • Free Notary Service
  • Monthly Image Statement

* Free SouthFirst Bank approved Solid Gold account checks.

First Money Market Account

  • Minimum to Open $2,500.00
  • Monthly service charge $12.00 if balance drops below $2,500.00 anytime during the statement cycle month
  • No Monthly Service Charge if Maintain a Balance of $2,500.00 or above
  • Maximum of 6 Preauthorized Debits per Statement Period
  • Free First Money Checks
  • Free Safe Deposit Box Rental for First Year and 25% Discount after First Year*
  • Qualify for Higher CD Rate (.25%)
  • Qualify for Discount on Loans**
  • Monthly Image Statements
  • Free Cashier's Checks
  • Free Notary Service
  • Free Traveler's Checks
  • Interest Bearing
  • Rates Based on Balance Tiers

* Subject to availability
** Mortgage Loans Only Closing Cost $250.00

Statement Savings

  • Minimum to Open $100.00
  • $100.00 Minimum Balance to Earn Interest
  • Two Withdrawals per Calendar Month Free
  • Each Additional Withdrawal $2.00 each
  • Interest Compounded Quarterly

AllSports Savings Account

For 18 Years Old and Younger

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  • No Minimum to Open
  • No Minimum to Earn Interest
  • One Withdrawal Per Month Free
  • Each Additional Withdrawal $2.00 each
  • Interest Compounded Quarterly

 

Christmas Club Savings Account

  • No Minimum to Open
  • No Minimum to Earn Interest
  • Interest Paid at Annual Maturity
  • Check Mailed at Maturity

Certificates of Deposit

We offer many different terms to meet your savings needs.

TermMinimum Deposit
3 Month $500.00
6 Month $500.00
12 Month $500.00
18 Month $500.00
24 Month $500.00
30 Month $500.00
48 Month $500.00
60 Month $500.00

Individual Retirement Accounts

Let us help you meet your retirement savings goals with one of the following accounts.

TermMinimum Deposit
12 Month Traditional or Roth Account  $500.00
18 Month Traditional or Roth Account $500.00
24 Month Traditional or Roth Account $500.00
60 Month Traditional Account $500.00
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 Please call one of our Branch Representatives for information on CD specials.