Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

 Check Printing   Fee depends on style of check ordered.   
 SouthFirst Bank will determine the style of free check products. If you choose check products that are not on our approved list you will be responsible for check printing charges.   
 Cashier's Checks  $5.00 Customer  $10.00 Non-Customer
 Deposited Checks (and other items)  Returned Unpaid  $10.00
 Dormant Account Fee  $4.00 per Month   
 An account is considered dormant if for two years you have made no deposits or withdrawals to the account.   
 Garnishments/Levies  $50.00  
 Overdraft (Each overdraft paid)  $33.00  
 Nonsufficient Funds (NSF—Returned Item) – Each  $33.00  
 SouthFirst Bank will also charge your account $3.00 per day on the 3rd day that it remains overdrawn.   
Sweep Transaction Fee $10.00  
Account Activity Printout $1.00 per page  
Account Research $20.00 per hour ($5.00 minimum)  
Account Balancing Assistance $15.00 per hour  
Operator Assisted Telephone Transfers $3.00  
Stop Payments $30.00  
ACH Revocation Fee $30.00  
Account Closed within 90 Days of Opening $25.00  
Photocopies $1.00 each  
Wire Transfers (outgoing) $25.00  
Wire Transfers (incoming) $25.00  
Collection Items $25.00  
Disc Item Reproduction $5.00 per item  
Account Closing Fee Monthly Service Charge  
ATM/Debit Card Replacement $5.00  
Fax Fee $1.00 per page  
Cash Advance (non-customer) $5.00  

SouthFirst Bank will require students to present a current Student ID Card (or other documentation) to obtain a free checking account. In addition, a Student ID Card (or other documentation) must be presented annually to maintain free services.