SouthFirst Bank Loan Products
New and used Automobiles. Rate and term is determined by the age of the automobile.
New and used Motorcycles. Rate and term is determined by the age of the motorcycle.
New and used Marine (Boats/Sea-doos, etc.). Rate and term is determined by the age of the vessel.
New and used RV's (Travel trailers/Campers, etc.) Rate and term is determined by the age of the recreation vehicle.
Loans against Deposit Accounts held with SouthFirst Bank. Rate on loan is 4% above the deposit rate for a term of six months or through the maturity date, the lesser date of the two.
SouthFirst Bank will consider Unsecured Loans, not to exceed 24 months, subject to qualifications.
Please call 800-239-1492 or one of our Branch Representatives for loan terms and interest rates.
Line of Credits up to 90% of Appraised Value, minus any existing mortgages. Payments are determined by monthly balance or can be interest only payments. Both are subject to qualifications. Rates are determined by qualifications and credit scores.
SouthFirst Bank is proud to offer a wide range of loan products on Real Estate Mortgage Loans. We can offer several competitive products varying from 80% to 103% Loan to Values. We offer both Fixed rate and Adjustable rate mortgages. SouthFirst Bank offers in-house loans and mortgage products through several Investors and can offer lower interest rates. Call any SouthFirst Bank Loan Representative for current rates and details.
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SouthFirst Bank is able to offer Construction loans on property in our surrounding areas.
**Some restrictions may apply