SouthFirst Bank Deposit Products

Basic Checking Account

Minimum to open $50.00; Monthly Service Charge $2.99; No Minimum Balance Required; Monthly Image Statement

Free Checks and No Monthly Service Charge for Senior Citizens* and Students**

* Age 55 or Older
**Documents Required Annually to prove Student Status.

First “Freebee”

Minimum to open $50.00; No Monthly Service Charge; No Minimum Balance; Truncated Statements*; Free Checks**, Free ATM Usage***; Free Notary Service

*No Check or Images in Monthly Statement
**First Order of Checks Free
***Customer must submit receipts by 10th of the following month and can only submit receipts once a month.

Advantage Plus
Individuals and Non-Profit Entities Only

Minimum to Open $50.00 Monthly service charge $8.00 if balance drops below $5,000.00 anytime during the statement cycle month; No Monthly Service Charge if Maintain a Balance of $5,000.00 or above; Interest Bearing; Rates Based on Balance Tiers.

Unlimited Check Writing, Free Debit Card, Free Internet Banking, Free Telephone Banking
 

Now Account

Minimum to Open $250.00; Monthly Service Charge $10.00 if balance drops below $250.00 anytime during the statement cycle month; No Monthly Service Charge if Maintain Balance of $250.00 or above: Interest Bearing; Monthly Image Statement

Solid Gold Checking Account : (for those 40 & older):

Minimum to open $300.00; Monthly service charge $15.00 if balance drops below $300.00 anytime during the statement cycle month; No Monthly Service Charge if Maintain a Balance of $300.00 or above; Interest Bearing; Free personalized checks*; Free travelers checks; Free Cashier's Checks; Free Notary Service; Monthly Image Statement

*Free SouthFirst Bank approved Solid Gold account checks.

First Money Market Account

Minimum to Open $2,500.00 Monthly service charge $12.00 if balance drops below $2,500.00 anytime during the statement cycle month; No Monthly Service Charge if Maintain a Balance of $2,500.00 or above; Maximum of 6 Preauthorized Debits per Statement Period; Free First Money Checks; Free Safe Deposit Box Rental for First Year and 25% Discount after First Year*; Qualify for Higher CD Rate (.25%); Qualify for Discount on Loans**; Monthly Image Statements; Free Cashier's Checks; Free Notary Service; Free Traveler's Checks; Interest Bearing; Rates Based on Balance Tiers;

* Subject to availability
**Mortgage Loans Only Closing Cost $250.00

Statement Savings

Minimum to Open $100.00; $100.00 Minimum Balance to Earn Interest; Two Withdrawals per Calendar Month Free; Each Additional Withdrawal $2.00 each; Interest Compounded Quarterly.

AllSports Savings Account (For 18 Years Old and Younger)

No Minimum to Open; No Minimum to Earn Interest; One Withdrawal Per Month Free; Each Additional Withdrawal $2.00 each; Interest Compounded Quarterly.

Look for Special Events during the Year.
 

Christmas Club Savings Account

No Minimum to Open; No Minimum to Earn Interest; Interest Paid at Annual Maturity; Check Mailed at Maturity

Certificates of Deposit

We offer many different terms to meet your savings needs.

Individual Retirement Accounts

Let us help you meet your retirement savings goals with one of the following accounts.

Term	Minimum Deposit
12 Month Traditional or Roth Account 18 Month Traditional or Roth Account 24 Month Traditional or Roth Account 60 Month Traditional Account	$ 500.00 $ 500.00 $ 500.00 $ 500.00

Please call one of our Branch Representatives for information on CD specials.